On 7/31/2013 4:31 PM, Bob Whitmire wrote:
> Went there. Good information. And they are very clear about coverage of
> tyres, glass, roofs and undercarriages. Apparently this is a stealth
> insurance car rental companies have opted for to pry a few extra bucks out of
> customers.
>
> I don't have Amex, but when time permits (tomorrow?) I plan to call the VISA
> benefit administrator and get the complete rundown on VISA's version of the
> insurance. It would make sense to rely on that if it's, ah, reliable, because
> if you dispute the rental company's charges, the company can wind up being
> docked for the amount of the rental, with no recourse. From talking to many
> merchants I know the credit card companies are relentlessly pro-customer when
> it comes to disputes.
It's important to know how the credit card co. insurance works. In some (I've
been told many/most) cases, it is
supplemental to our own auto coverage. So the a claim must first be filed with
your personal insurer, then whatever they
don't pay gets passed on to a claim with VISA/MC/Amex/whatever.
I have an add-on on my Amex card. When I rent a car with it, they charge a flat
rate of $18 for a rental period up to 42
days. The coverage is primary, covers everything but liability, has no
deductible and works in most countries.
A wonderful deal when we rent for a month in New England, still a good deal for
a rental of more than a few days. Same
price for a month in the UK.
Costs more, $25, if you don't live in Calif. Details.
<https://www295.americanexpress.com/premium/car-rental-insurance-coverage/home.do>
Check it out, you might want an Amex
card, if only for this trip.
Insurable Moose
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