As someone who drives to Mexico about once a month, the exclusion of
insurance by US companies for Mexico is expected. You can get, if you check
around, liability coverage for some $83-85 per year, for Baja coverage.
Adding full collision on my RX-450h, for some $50k coverage, is another
$300/yr. Its the liability that's the sticking point with the US companies.
If not fully licensed with the Mexican government, they can't cover you.
And if you don't have Mexican liability coverage, the Mexican police will
throw you in jail if you are in an accident.
That said, I've found Mexican drivers (at least in Baja) to be far more
polite on the highway than those in the US, so I don't worry much, and keep
my Mexican liability coverage up to date.
---
Scott
On Jul 31, 2013 12:09 PM, "Ken Norton" <ken@xxxxxxxxxxx> wrote:
> > I have rental car insurance as a part of my annual State Farm auto
> policy. If I rent in the US, I don't need any additional insurance. State
> Farm, however, does't cover me outside the US, except in Canada, and maybe
> Mexico.
>
> Yup. I can't take my X5 to Mexico. That gets a specific mention in the
> policy.
>
> --
> Ken Norton
> ken@xxxxxxxxxxx
> http://www.zone-10.com
> --
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